📋 Terms of Service

Terms of Service Agreement

Last Updated: January 2025

Welcome to VCC Generator. These Terms of Service ("Terms") govern your use of our virtual credit card number generation service. By accessing or using our service, you agree to be bound by these Terms.

Service Description

What We Provide

VCC Generator is a free online tool that provides:

• Virtual Credit Card Numbers: Mathematically valid credit card numbers for testing purposes
• Associated Test Data: Fictional personal information, addresses, and contact details
• Multiple Card Types: Support for Visa, MasterCard, American Express, and other major card networks
• Bulk Generation: Ability to generate large datasets for comprehensive testing
• Export Functions: Multiple format options including JSON, CSV, XML, and Excel

Service Limitations

Our service has the following limitations:

• Generated data is fictional and for testing purposes only
• Numbers cannot be used for real financial transactions
• Service availability depends on browser compatibility
• No guarantees on service uptime or availability

Acceptable Use Policy

Permitted Uses

You may use our VCC Generator for:

• Software Development: Testing payment processing systems and e-commerce applications
• Quality Assurance: Validating form inputs and data processing workflows
• Educational Purposes: Learning about payment systems and credit card number formats
• Academic Research: Studying payment technologies and financial systems
• System Integration: Testing API endpoints and payment gateway integrations
• Performance Testing: Load testing applications with large datasets
• Training and Demonstrations: Creating realistic demo environments

Prohibited Uses

You agree NOT to use our service for:

• Fraudulent Activities: Any attempt to use generated numbers for real transactions
• Identity Theft: Using generated personal information to impersonate real individuals
• Payment Fraud: Attempting to bypass payment systems or make unauthorized purchases
• Illegal Activities: Any use that violates local, state, or federal laws
• System Attacks: Using our service to attack or compromise other systems
• Data Mining: Excessive automated requests that could impact service availability
• Commercial Fraud: Selling or distributing generated data as real credit card information

User Responsibilities

Compliance Requirements

As a user of our service, you are responsible for:

• Legal Compliance: Ensuring your use complies with all applicable laws and regulations
• Ethical Use: Using the service only for legitimate testing and development purposes
• Data Handling: Properly managing and securing any generated test data
• Team Education: Ensuring your team understands the test-only nature of generated data
• Proper Disclosure: Clearly marking generated data as test data in your applications

Professional Standards

We encourage users to:

• Follow industry best practices for test data management
• Implement proper data segregation between test and production environments
• Use generated data only in non-production systems
• Regularly clean up test data to prevent accidental misuse

Intellectual Property Rights

Our Rights

VCC Generator retains all rights to:

• The website design, code, and user interface
• Our proprietary algorithms and generation methods
• Trademark and branding elements
• Documentation and help content

Generated Data

Regarding generated credit card data:

• Generated numbers are mathematical constructs following industry algorithms
• No intellectual property claims exist on randomly generated test data
• Users may freely use generated data for permitted testing purposes
• Generated personal information is fictional and not subject to privacy claims

Service Availability and Modifications

Service Modifications

We reserve the right to:

• Modify, update, or discontinue features at any time
• Change generation algorithms or supported card types
• Update the user interface and user experience
• Implement usage limits or access restrictions if necessary

Service Availability

While we strive for high availability, we cannot guarantee:

• Uninterrupted service access
• Error-free operation at all times
• Compatibility with all browsers or devices
• Permanent availability of historical features

Disclaimers and Limitations

Service Disclaimers

Our service is provided "AS IS" without warranties of any kind, including:

• Accuracy: No guarantee that generated data meets specific requirements
• Availability: No commitment to continuous service availability
• Compatibility: No assurance of compatibility with all systems
• Security: No warranty against all possible security vulnerabilities

Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for any damages arising from service use
• Users assume all risks associated with generated data usage
• Our liability is limited to the amount paid for services (which is zero for our free service)
• We are not responsible for any indirect, consequential, or punitive damages

Indemnification

You agree to indemnify and hold harmless VCC Generator, its operators, and affiliates from any claims, damages, or expenses arising from:

• Your use or misuse of our service
• Violation of these Terms of Service
• Infringement of third-party rights
• Any illegal or unauthorized use of generated data

Termination

User Termination

You may stop using our service at any time without notice. To completely remove your data:

• Clear your browser cache and local storage
• Close all browser sessions with our website
• Securely delete any downloaded generated data

Service Termination

We may terminate or restrict access to our service for users who:

• Violate these Terms of Service
• Use the service for prohibited purposes
• Attempt to compromise service security or availability
• Generate excessive load that impacts other users

Governing Law and Dispute Resolution

These Terms are governed by the laws of the jurisdiction where VCC Generator operates. Any disputes will be resolved through binding arbitration, except for claims that can be brought in small claims court.

Changes to Terms

We may update these Terms from time to time. When we do:

• Updated terms will be posted on this page
• The "Last Updated" date will be revised
• Continued use constitutes acceptance of new terms
• Significant changes may be highlighted on our website

Contact and Support

For questions about these Terms of Service, please refer to our About page or contact us through our website. We are committed to helping users understand and comply with these terms.